Today turns the renewals hiding in your statements, receipts and calendar into one forward list: every recurring charge with its amount and renewal date, price rises caught against what the same service cost before, trials flagged before they turn — and next month's bills lined up in advance.
Subscriptions never feel expensive — $9.99 here, $14.99 there, both leaving on the 3rd. What finally shows up is the year-end total: $1,100 gone to services you barely opened, trials that quietly turned paid, and two apps doing the same job.
Today scans your statements and receipts for repeating charges and near-identical services — two gym apps, a VPN you replaced, insurance that double-covers the same thing. You see them side by side, with what cancelling one would save each month, and make the call.
Each renewal is checked against what the same service cost a year ago, and free-trial end dates are on the radar from the day the sign-up receipt lands. When a plan rose 20% or a 7-day trial converts on the 21st, you hear it before the charge — not after.
The next 30 days of renewals and fixed bills arrive as one forward list — amount, date and category. When three big charges land in the same week, Today says so while there is still time to shift a payment date or drop a service you no longer use.
See the whole year at a glance: which months carry five renewals at once, when the annual insurance renews, and where cancelling the gym opens up room in a tight month.
One family plan everyone uses, one person silently paying. Today shows who is on the plan and what each person's share works out to, and suggests a fair re-split the day someone leaves.
Cancelling one service can quietly cost you another — the storage add-on, the extra seat, a promo rate that disappears. Today walks each cancel step by step and tells you what you would lose before you confirm.
Different cards, different habits — but the same pile of renewals nobody remembers starting. Here is what the cleanup looks like for each.
Sixteen active services, nine renewing monthly, three you had genuinely forgotten until a renewal email surfaced them. Today pulls them all into one list with the amount and date, then shows which three cancelling this month frees up $64 every month after.
A shared streaming plan, a family storage bundle — everyone logs in, one card gets charged. Today lists who is on each plan and what a fair split looks like, and when the kids move out it re-suggests the share instead of letting the full price run on.
Every January you total the year and flinch: $1,100 of subscriptions, most barely used. Today keeps the running yearly cost visible all along, and flags the renewals with no opens or logins in the last 90 days — so the review happens monthly, not once in shock.
The lounge card you used twice, the gym you 'cancelled' a year ago whose direct debit never stopped, the travel insurance 'trial' now in month nine. Each one shows up in the list with the date it stops — and what keeping it costs per year.
Export last quarter's statement from your card or bank app and drop it in, forward a few renewal receipts, or just tell Today the services you pay for. Every source is optional, nothing is connected, and anything can be removed later.
Today separates real subscriptions from one-off purchases, matches duplicates across the services it sees, and builds a renewal calendar with amounts and dates — from data you imported, receipts you forwarded and dates you confirmed.
You get one forward list: what renews in the next 30 days, what rose in price, which trial converts. When you choose to cancel, Today walks you through the service's own steps — it never cancels on its own, and nothing moves without you.
| Capability | Today | Banking app | Calendar & email, by hand | ChatGPT |
|---|---|---|---|---|
| Every recurring charge in one list, with amount and renewal date | Partial | Partial | ||
| Duplicates and overlapping services flagged automatically | Partial | |||
| Price increases caught against what you paid before | Partial | |||
| Warns before the due date, not after the charge | Partial | |||
| A guided cancel that checks the side effects first | Partial | |||
| Learns your services and remembers decisions across months | Partial |
Today is a money and organisation assistant, not a bank, broker or financial adviser. It never connects to your accounts and never moves or cancels anything on its own — every action is yours to confirm, and everything it remembers can be read, edited and deleted.
From what you already produce: statement and card exports you import, renewal receipts you forward, and paydays and due dates on your calendar. Today matches those charges into one list, so a service renewing monthly shows up even if you have not opened it in a year.
No. Today plans and warns but never acts inside a service, because it has no access to one. When you choose to cancel, it opens the service's own cancellation flow and guides you through it — and if a cancel has a side effect, like losing a promo rate or a seat you still use, it tells you before you confirm.
Yes. When the same service renews at a higher amount, Today compares it with what you paid before and flags the change — a music plan that went from $11.99 to $14.99 is exactly the pattern it looks for. If you upgraded tiers on purpose, you mark it and it learns the new price.
Add the people on the plan and what it costs per head. Today keeps the shared list — who is on it, what it renews at and when — and when someone leaves, it suggests how to re-split or trim. The actual change is still yours to confirm on the service's own page.
A bank app shows what already left your account, one raw row at a time, and only for that account. Today works from the same statements — exported and imported — plus your receipts and calendar, and turns them into forward-looking decisions: the duplicate, the price rise, the trial that converts, the bill landing in three days. No login to your bank is needed, so there is nothing for Today to read live or revoke later.
Today notes the start and end dates when it sees the sign-up receipt, then reminds you a few days before the trial converts — the amount it will charge and a cancel action if you do not want it. You decide before day 14, instead of finding out after the first full-price charge.
Duplicate services, quiet price hikes and trials about to convert — one list with amounts, dates and cancel actions. Free to use on iPhone, Android, macOS and the web.
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