Today is an AI expense tracker with a living memory of what you spend. Forward the email receipt, drop in the statement export you downloaded, or just say “lunch, 32” — every purchase is filed, categorized and added to the month. By the 30th you already know where it went; you never reconstruct it from memory.
The moment that breaks most expense tracking isn't the app — it's you, on day nine, deciding the coffee isn't worth logging. Then the cab isn't either. By month-end you're guessing, and the spreadsheet has become a work of fiction.
Forward the receipt that lands in your inbox, drop in a statement export you downloaded, or tell Today what you paid. Each spend is filed into a category and added to the month — the running total is always real, never reconstructed.
Today holds your calendar and your own recent months, so it can ask the useful question: dining is 40% above its usual pace and nothing else changed. It flags the drift in week two — while there is still something to do about it.
A plain-language snapshot of the month: by category, by week, or against last month. The answer you used to piece together on the 30th at 11pm is one question away on the 17th.
The market run, the round of coffees, the parking meter. A ten-second daily check-in folds the cash in, so the month's story doesn't have holes in it.
Move one takeaway from “Eating out” to “Groceries” and Today applies the correction from then on — no quarterly rebuild of your whole category list.
CSV or PDF, ready for tax season, an expense claim or the spreadsheet you keep for yourself — whatever you need the record for.
Different lives, same problem: knowing where the month actually went. Today adapts the tracking to yours.
Client lunches, software subscriptions, the train ticket to a meeting, stationery that “definitely counts”. Today files them as they happen, so quarterly tax prep stops being a weekend of sorting a year of receipts.
Two incomes, one household card, and a silent disagreement about who spends more. Today keeps one categorized month both of you can look at, and flags the dining line before it becomes a conversation.
A statement in one hand, a spreadsheet in the other, receipts in a drawer. Today runs the reconciliation as the month runs: total, categories and anything unexplained surface by themselves.
A week of client dinners, rides and hotel wifi. Forward each receipt as it happens; by the time the trip ends, the claim is drafted — dates, amounts and categories done.
No account logins, nothing to connect. Drop in statement exports you've downloaded, forward receipts, or tell Today the numbers — each source is optional and removable any time.
Which categories recur, what groceries usually run, when the spend spikes. Today builds a picture of your money from your own records — not from a live feed of anything.
By the 30th the summary is already there — by category, by week, compared to last month. Ask what's left for dining mid-month and get an answer, not a spreadsheet to open.
| Capability | Today | Expense tracker apps | Spreadsheets | ChatGPT |
|---|---|---|---|---|
| Finds a category for every spend automatically | Partial | |||
| Catches cash and spending no receipt covers | Partial | |||
| Answers “where did the month go” any day | Partial | Partial | ||
| Learns the fix when you correct a category | ||||
| Stays consistent across months without re-entering | Partial | Partial | ||
| Export any month for tax, claims or records | Partial |
Today is an everyday finance assistant that helps you keep an honest record of what you spend. It is not a bank, broker or financial adviser, and it never touches your accounts — for investment and tax decisions, talk to a licensed professional.
Today is free on iPhone, Android, Mac and the web. You get automatic categorization, cash catch-up check-ins and month-end summaries — with no account to connect and no fee wall around the core tracking.
Occasionally a receipt lands in the wrong category. You move it once and Today learns the fix for next time. Every entry is visible, and you can edit or delete anything at any point — nothing is locked behind the assistant's guess.
No. Today works from files and traces you already create: statement exports you download yourself, receipts you forward from email, and quick notes of what you spent. There is nothing to connect and no live link to revoke later.
Wherever you already keep them: a CSV or PDF statement export from your bank or card, receipts forwarded to Today, paydays and due dates on your calendar, or a one-line note about cash. Import once or on a schedule — Today reconciles the month without touching the account.
Everything Today remembers about your money can be read, edited and deleted. Deletion is real removal, not a hidden flag, and the assistant stops reasoning from anything you erase. Today never moves money and never holds account credentials — there are none to hold.
A spreadsheet only knows what you type and forgets why you typed it. Today files the receipt, adds the total, flags the category that jumped and remembers last March — and you can still export the whole month to CSV any time you want.
Today is available now and free to use across iPhone, Android, macOS and the web. You get the full expense tracker — automatic filing, categories, summaries and exports — while we keep improving it.
Receipts, statement exports and quick notes land in one running total by category — no spreadsheet to maintain. Free to use on iPhone, Android, macOS and the web.
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